It’s the last thing you want to discover when you arrive home from work or school that your car has been struck by another vehicle while it was securely parked someplace. Although accidents are unavoidable in life, you should be happy that you were not in the automobile at the time and were consequently uninjured.
Auto body shop Boston is the best option for repairing your vehicle if you encounter a serious collision. It’s important to know where you can have it fixed and who will foot the bill for the repair or replacement. Your options for getting the vehicle repaired and back on the road may vary based on who was to blame for the accident and the sort of automobile insurance you have, as well as the insurance options of the other driver in the accident.
· Who will pay:
Suppose you’ve been in a car accident. In that case, you should know that the person who caused the collision is usually responsible for the cost of any necessary vehicle repairs, from minor auto body painting to major bodywork. If the car is deemed a “complete loss” due to an accident, you may be liable for its whole market value.
For this strategy to work, one must have third-party liability insurance, and both parties must be insured. It’s not always about who’s at fault for car repairs after an accident, but rather about who’s going to foot the bill.
Let the police handle the payment decision; their findings will determine responsibility. In an accident, contact the police and your insurance provider. Based on the police report, who will foot the bill for the repairs will be determined. The steps outlined below must be followed.
· Call the police:
Get in touch with the police and explain what occurred. Ascertain that the other party is not present and that the essence of the problem has been conveyed. After meeting you on-site, they’ll compile their findings into a report. An official copy of the report is required when filing an insurance claim.
· Take Photos and Notes:
Take pictures and videos of the damage to your vehicle from various perspectives; as much information as possible about the accident and the damages should also be obtained. Even tiny paint blemishes or dings that may require money to fix should be documented.
Use both close-up and wide-angle lenses to capture the car’s position about the surrounding environment, such as a parking lot or street. Take pictures of the street names and landmarks in the immediate area. Additionally, you’ll want to document everything you see, including the extent of the damage, how you discovered it, and the time of day you believe the accident occurred.
Witnesses to the incident should be contacted and asked for their contact information so that they can assist your insurance company in gathering relevant information.
· Notify your insurer:
After an accident, call your insurance provider immediately to don’t forget any important details. When filing a claim, your insurance agent will tell you what information is needed and what to expect. You may be able to make a claim and upload photographs of the damage using an app offered by your insurance carrier. Find out what’s available in your area by speaking to your insurance agent. Make sure to check with your employer’s insurance provider if the car you were driving was a work vehicle.
· Safety issues:
It will be inexpensive to fix if the damage is modest, like a fender-bender. If the damage is substantial, you may need to purchase new components. However, you want your car to look new again, which goes beyond looks. You must have your automobile fixed if the other driver’s damage renders it un-drivable, such as a bent axle or a broken taillight.